.claim-page{background:#fff}.skip-link{position:fixed;top:-80px;left:20px;z-index:999;background:var(--gold);color:var(--dark);padding:10px 16px;border-radius:6px;font-weight:700;transition:top .2s}.skip-link:focus{top:20px}.claim-nav-link a{border:1px solid rgba(240,165,0,.35);color:var(--gold)!important}.claim-hero{position:relative;overflow:hidden;background:var(--dark);min-height:590px;display:flex;align-items:center}.claim-hero-bg{position:absolute;inset:0;background:linear-gradient(92deg,rgba(12,12,12,.92) 0%,rgba(12,12,12,.76) 45%,rgba(12,12,12,.28) 100%),url('../poradna/co-robit-pri-kradezi-bicykla.jpg') center/cover no-repeat;transform:scale(1.01)}.claim-hero-bg:after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 75% 30%,rgba(240,165,0,.14),transparent 38%),linear-gradient(180deg,transparent 70%,rgba(0,0,0,.34))}.claim-hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:70px;align-items:center;padding-top:78px;padding-bottom:78px}.claim-kicker{display:inline-flex;align-items:center;gap:10px;color:var(--gold);font-family:'Barlow Condensed',sans-serif;font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:22px}.claim-kicker:before{content:'';width:28px;height:2px;background:var(--gold)}.claim-hero h1{font-size:clamp(42px,6vw,78px);font-weight:800;line-height:.94;letter-spacing:.015em;text-transform:uppercase;color:#fff;max-width:760px}.claim-hero h1 em{color:var(--gold);font-style:normal}.claim-hero-copy>p{max-width:650px;color:rgba(255,255,255,.64);font-size:18px;line-height:1.75;margin:26px 0 32px;font-weight:300}.claim-hero-actions{display:flex;align-items:center;gap:25px;flex-wrap:wrap}.claim-help-link{display:inline-flex;align-items:center;gap:8px;color:rgba(255,255,255,.75);font-weight:500;transition:color .2s}.claim-help-link:hover{color:var(--gold)}.claim-hero-card{background:rgba(20,20,20,.88);border:1px solid rgba(240,165,0,.27);border-radius:18px;padding:30px;box-shadow:0 20px 70px rgba(0,0,0,.4);backdrop-filter:blur(18px)}.claim-hero-card>span,.claim-side-label{font-family:'Barlow Condensed',sans-serif;color:var(--gold);font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase}.claim-hero-card ul{list-style:none;margin:22px 0;display:grid;gap:13px}.claim-hero-card li{position:relative;padding-left:27px;color:rgba(255,255,255,.8);font-size:14px}.claim-hero-card li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:800}.claim-hero-card p{font-size:12.5px;color:rgba(255,255,255,.4);border-top:1px solid rgba(255,255,255,.08);padding-top:17px}.claim-trust-strip{background:var(--dark2);border-top:1px solid rgba(240,165,0,.16);border-bottom:1px solid rgba(240,165,0,.12)}.claim-trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.claim-trust-grid>div{padding:24px 30px;border-right:1px solid rgba(255,255,255,.07)}.claim-trust-grid>div:last-child{border-right:0}.claim-trust-grid strong{display:block;color:#fff;font-family:'Barlow Condensed',sans-serif;font-size:18px;text-transform:uppercase;letter-spacing:.04em}.claim-trust-grid span{display:block;color:rgba(255,255,255,.4);font-size:12.5px;margin-top:3px}.claim-intro{padding:90px 0}.claim-section-head{max-width:720px;margin:0 auto 50px}.claim-section-head .desc{max-width:700px}.claim-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.claim-steps article{background:#fff;border:1px solid rgba(24,19,10,.08);border-radius:14px;padding:26px 22px;box-shadow:0 8px 32px rgba(0,0,0,.05)}.claim-steps article>span{display:block;color:var(--gold);font-family:'Barlow Condensed',sans-serif;font-size:13px;font-weight:800;letter-spacing:.15em;margin-bottom:14px}.claim-steps h3{font-size:23px;text-transform:uppercase;margin-bottom:10px}.claim-steps p{font-size:13.5px;color:var(--ink-70);line-height:1.65}.claim-form-section{background:#f5f1e9;padding:90px 0 110px}.claim-layout{display:grid;grid-template-columns:minmax(0,820px) minmax(260px,1fr);gap:30px;align-items:start}.claim-main{min-width:0}.claim-progress-wrap{background:#fff;border:1px solid rgba(24,19,10,.08);border-radius:12px;padding:17px 20px;margin-bottom:16px;box-shadow:0 4px 18px rgba(0,0,0,.04)}.claim-progress-copy{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--ink-70);margin-bottom:9px}.claim-progress-copy strong{color:var(--gold-d)}.claim-progress{height:7px;border-radius:8px;background:#eee9df;overflow:hidden}.claim-progress span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--gold-d),var(--gold));border-radius:8px;transition:width .3s ease}.claim-form{display:grid;gap:18px}.claim-form-card{border:1px solid rgba(24,19,10,.09);background:#fff;border-radius:16px;padding:30px;min-width:0;margin:0;box-shadow:0 7px 34px rgba(0,0,0,.055)}.claim-form-card legend{float:left;box-sizing:border-box;width:100%;display:grid;grid-template-columns:42px minmax(0,1fr);align-items:start;gap:15px;padding:0;margin:0 0 27px}.claim-form-card legend+*{clear:both}.claim-form-card legend>span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--dark);color:var(--gold);font-family:'Barlow Condensed',sans-serif;font-size:19px;font-weight:800}.claim-form-card legend div{min-width:0;padding-top:1px;font-family:'Barlow Condensed',sans-serif;font-size:28px;line-height:1;text-transform:uppercase;font-weight:800}.claim-form-card legend small{display:block;margin-top:6px;font-family:'DM Sans',sans-serif;font-size:12.5px;line-height:1.45;text-transform:none;font-weight:400;color:var(--ink-40)}.claim-grid{display:grid;gap:19px}.claim-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.claim-span-2{grid-column:1/-1}.field{min-width:0}.field label{display:block;font-family:'Barlow Condensed',sans-serif;font-size:14px;font-weight:700;letter-spacing:.045em;text-transform:uppercase;color:#312a1e;margin-bottom:7px}.field label b,.claim-consents b{color:#b44422}.field input,.field select,.field textarea{width:100%;min-height:48px;border:1px solid #d9d2c6;border-radius:8px;background:#fff;color:var(--ink);font:inherit;font-size:14px;padding:11px 13px;transition:border-color .18s,box-shadow .18s,background .18s}.field textarea{min-height:125px;resize:vertical;line-height:1.6}.field input:hover,.field select:hover,.field textarea:hover{border-color:#b9ae9d}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(240,165,0,.13)}.field input[aria-invalid="true"],.field select[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:#c94c35;background:#fff8f6}.field small{display:block;color:var(--ink-40);font-size:11.5px;margin-top:6px;line-height:1.5}.conditional-panel{display:none;margin-top:24px;padding:22px;border-radius:12px;background:#faf7f1;border:1px solid #ede5d9}.conditional-panel.visible,.conditional-panel.always-visible{display:block}.conditional-panel h3{font-size:20px;text-transform:uppercase;margin-bottom:17px}.third-party-field{display:none}.third-party-field.visible{display:block}.insured-item{border:1px solid #e8e1d6;border-radius:13px;padding:23px;background:#fcfaf6;margin-bottom:17px}.insured-item-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}.insured-item-head h3{font-size:21px;text-transform:uppercase}.insured-item-head h3 span{color:var(--gold-d)}.remove-item{border:0;background:transparent;color:#a9402e;font-weight:700;font-size:12px;cursor:pointer;padding:7px}.add-item{width:100%;border:1px dashed #c9bda9;background:#fff;color:var(--gold-d);border-radius:10px;padding:13px;font:700 13px 'DM Sans',sans-serif;cursor:pointer;transition:background .18s,border-color .18s}.add-item:hover{background:var(--gold-l);border-color:var(--gold)}.attachment-guide{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:20px}.attachment-guide>div{background:#f8f5ef;border-radius:9px;padding:15px}.attachment-guide strong{font-size:13px}.attachment-guide p{font-size:11.5px;color:var(--ink-70);line-height:1.5;margin-top:4px}.file-drop{position:relative;display:flex;min-height:175px;flex-direction:column;align-items:center;justify-content:center;text-align:center;border:2px dashed #c5b9a6;border-radius:13px;background:#fcfaf6;padding:25px;cursor:pointer;transition:background .18s,border-color .18s}.file-drop:hover,.file-drop.dragover{background:var(--gold-l);border-color:var(--gold)}.file-drop input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%}.file-drop-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--dark);color:var(--gold);font-size:20px;margin-bottom:11px}.file-drop strong{font-size:14px}.file-drop small{max-width:480px;color:var(--ink-40);font-size:11.5px;margin-top:5px}.file-list{display:grid;gap:8px;margin-top:13px}.file-item{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:10px 12px;border:1px solid #e4ddd1;border-radius:8px;background:#fff;font-size:12px}.file-item span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.file-item small{color:var(--ink-40);white-space:nowrap}.file-error{color:#a9402e;font-size:12px;font-weight:600}.claim-after-files{margin-top:22px}.claim-consents{display:grid;gap:13px;margin-top:24px}.claim-consents label{display:flex;align-items:flex-start;gap:11px;font-size:13px;line-height:1.6;color:var(--ink-70);cursor:pointer}.claim-consents input{width:18px;height:18px;flex:0 0 18px;margin-top:2px;accent-color:var(--gold-d)}.claim-submit-row{display:flex;justify-content:space-between;gap:24px;align-items:center;padding-top:25px;margin-top:24px;border-top:1px solid #ece5da}.claim-submit-row strong{font-family:'Barlow Condensed',sans-serif;font-size:18px;text-transform:uppercase}.claim-submit-row p{font-size:12px;color:var(--ink-40);max-width:360px}.claim-submit-row button[disabled]{opacity:.65;cursor:wait}.claim-privacy-note{font-size:11.5px;color:var(--ink-40);margin-top:17px}.claim-privacy-note a{color:var(--gold-d);text-decoration:underline}.claim-sidebar{display:grid;gap:16px}.claim-side-card{background:#fff;border:1px solid rgba(24,19,10,.09);border-radius:16px;padding:25px;box-shadow:0 7px 34px rgba(0,0,0,.05)}.sticky-card{position:sticky;top:92px}.claim-side-card h3{font-size:27px;text-transform:uppercase;margin:9px 0 19px}.claim-checklist{list-style:none;display:grid;gap:11px}.claim-checklist li{position:relative;padding-left:25px;font-size:12.5px;color:var(--ink-70);line-height:1.55}.claim-checklist li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:800}.claim-side-help{margin-top:22px;background:var(--dark);border-radius:11px;padding:18px;color:#fff}.claim-side-help strong{font-family:'Barlow Condensed',sans-serif;font-size:19px;text-transform:uppercase}.claim-side-help p{font-size:11.5px;color:rgba(255,255,255,.5);line-height:1.55;margin:6px 0 13px}.claim-side-help a{display:inline-flex;align-items:center;gap:7px;color:var(--gold);font-weight:700;font-size:13px}.claim-security-card{display:flex;gap:13px;align-items:flex-start}.claim-security-card>span{font-size:20px}.claim-security-card strong{font-size:13px}.claim-security-card p{font-size:11.5px;color:var(--ink-40);line-height:1.55;margin-top:4px}.claim-errors,.claim-success{border-radius:14px;padding:21px 23px;margin-bottom:18px}.claim-errors{background:#fff0ed;border:1px solid #edb5aa;color:#733429}.claim-errors strong{font-family:'Barlow Condensed',sans-serif;font-size:21px;text-transform:uppercase}.claim-errors ul{margin:10px 0 0 20px;font-size:13px}.claim-success{display:flex;gap:17px;background:#effaf2;border:1px solid #b9e0c2;color:#164f27}.claim-success-icon{display:grid;place-items:center;flex:0 0 44px;width:44px;height:44px;border-radius:50%;background:#198a3e;color:#fff;font-size:22px;font-weight:800}.claim-success>div>span{font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.claim-success h2{font-size:27px;text-transform:none;margin:3px 0 8px;color:#164f27}.claim-success p{font-size:12.5px;line-height:1.55}.claim-warning{margin-top:10px;padding:10px;border-radius:7px;background:#fff6d8;color:#6e5514}.claim-warning a{text-decoration:underline}.claim-faq{padding:90px 0}.claim-faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.claim-faq-list{display:grid;gap:11px}.claim-faq details{background:#fff;border:1px solid rgba(24,19,10,.08);border-radius:11px;padding:0 20px}.claim-faq summary{cursor:pointer;list-style:none;padding:18px 30px 18px 0;font-family:'Barlow Condensed',sans-serif;font-size:19px;font-weight:700;text-transform:uppercase;position:relative}.claim-faq summary::-webkit-details-marker{display:none}.claim-faq summary:after{content:'+';position:absolute;right:0;color:var(--gold-d);font-size:22px}.claim-faq details[open] summary:after{content:'–'}.claim-faq details p{font-size:13px;color:var(--ink-70);padding:0 0 18px;line-height:1.65}.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}.claim-mobile-cta{background:linear-gradient(135deg,var(--gold),var(--gold-d))!important}.claim-page .btn:focus-visible,.claim-page input:focus-visible,.claim-page select:focus-visible,.claim-page textarea:focus-visible,.claim-page button:focus-visible,.claim-page summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
@media(max-width:1080px){.claim-hero-inner{grid-template-columns:1fr;gap:35px}.claim-hero-card{max-width:600px}.claim-layout{grid-template-columns:1fr}.claim-sidebar{grid-template-columns:repeat(2,1fr)}.sticky-card{position:static}.claim-steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.claim-hero{min-height:auto}.claim-hero-inner{padding-top:58px;padding-bottom:58px}.claim-hero h1{font-size:44px}.claim-hero-copy>p{font-size:16px}.claim-hero-card{padding:23px}.claim-trust-grid{grid-template-columns:1fr}.claim-trust-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.07);padding:17px 20px}.claim-intro,.claim-form-section,.claim-faq{padding:60px 0}.claim-steps{grid-template-columns:1fr}.claim-form-card{padding:22px 17px}.claim-form-card legend div{font-size:24px}.claim-grid-2,.attachment-guide,.claim-sidebar,.claim-faq-grid{grid-template-columns:1fr}.claim-span-2{grid-column:auto}.claim-submit-row{align-items:stretch;flex-direction:column}.claim-submit-row .btn{justify-content:center;width:100%}.conditional-panel{padding:17px}.claim-sidebar{margin-top:4px}.claim-faq-grid{gap:35px}.claim-progress-wrap{position:sticky;top:69px;z-index:40;border-radius:0;margin-left:-20px;margin-right:-20px}.claim-page{padding-bottom:72px}.claim-nav-link a{border:0}.claim-hero-actions .btn{width:100%;justify-content:center}.claim-help-link{justify-content:center;width:100%}}
@media(max-width:980px){.claim-page .nav-in{position:relative}.claim-page .nav-links.is-open{display:flex;position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;gap:2px;padding:13px 20px 18px;background:rgba(12,12,12,.99);border-top:1px solid rgba(240,165,0,.13);box-shadow:0 16px 30px rgba(0,0,0,.38)}.claim-page .nav-links.is-open li a{display:block;padding:11px 12px}.claim-page .nav-links.is-open .claim-nav-link a{background:rgba(240,165,0,.1);border:1px solid rgba(240,165,0,.25)}}